Independent Retirement Planning and Investment Management

Are you tired of holding investments that lose value and never seem to recover?

Is it time to get serious about investing for your retirement?

We can help you with a strategy to preserve and grow your nest egg.

You gain the advantage of personal independent advice and Active Portfolio Management (APM).

Custom Strategies from These Four Steps

Our unique approach provides strategies that can assist in protecting and investing your wealth. As part of this disciplined process we:

Consult with You on Your Current Situation and Goals,
Calculate Your Needs and Target Growth or Income,
Categorize Investments in World Wide Fund Management for Diversification and Active, Disciplined Investing to Gain Some Predictability, and
Communicate as the Markets Change and Your Personal, Financial Situation Changes.

You receive a high level of service that helps you simplify your financial life.

You get an independent perspective on financial and retirement planning and investments that help you attain confidence in your future. Together, simplicity and confidence contribute to your freedom to preserve your lifestyle for your retirement years.

Your Invitation To Take The Next Step

We invite you to discover more about our time-tested process of retirement planning and wealth management combined with Active Portfolio Management through World Wide Fund Management by requesting a no-obligation Portfolio Investment Review.

To find out more about who we serve . . .

Couples or Individuals Planning Retirement Income Needs
Those Interested in Preserving and Growing Assets
Those Investing in Retirement

COMPLIMENTARY REPORT

"Active Portfolio Management for Building Wealth"

We hold your information
in strict confidence.

*required

DJB Financial, Inc.
469 Ocean Forest Drive
St Augustine, FL 32080-8734
Telephone: 904-471-1321
Fax: 904-395-9132

Disclaimer - All investments involve varying degrees of risk and you should be aware of your risk tolerance level and financial situation at all times. You should read all transaction confirmations as well as the monthly and year-end statements. All mutual fund prospectuses should be read carefully. You should be aware that all investment products are subject to market risk and may result in a loss in the investment. At World Wide Fund Management, we are prohibited from guaranteeing accounts against losses arising from market conditions.

Privacy Policy - As an investment service provider, we have always protected your right to privacy. Like all providers of personal financial services, we are required by law to inform our clients of our policies regarding privacy of current and former client information.
Types of Nonpublic Personal Information We Collect
We collect nonpublic personal information about you that is provided to us by you and obtained by us with your authorization.

Parties to Whom We Disclose Information
For current and former clients, we do not disclose any nonpublic personal information obtained in the course of our practice except as required or permitted by law. Permitted disclosures include those authorized by you, for instance, providing information to third parties who need to know that information to assist us in providing services to you. In all such situations, we stress the confidential nature of information being shared.

Protecting the Confidentiality and Security of Clients' Information
We retain records relating to professional services that we provide so that we are better able to assist you with your professional needs and to comply with professional guidelines. In order to guard your nonpublic personal information, we maintain physical, electronic, and procedural safeguards that comply with our professional standards. Your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.